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Dental Insurance Yearly Maximum – What you don’t use you lose.

15 Nov

If you are a dental insurance patient, it’s important to have a good understanding of your overall coverage.  Most PPO dental insurances have a yearly maximum that ends on December 31st of every year and refreshes on January 1st of every year.  This means that they will continue to pay for your regular cleanings and all your treatments until the allowed maximum has been reached up to that date.

The end of the year is a good time to pay attention and really utilize the maximum remaining, especially if your dentist has open treatments that you have not scheduled.  Most insurances also have a yearly deductible.  A deductible is a certain amount set under each plan that must be met before your insurance will begin to pay for any treatments.

Towards the end of the year, more than likely this deductible has been met and will be charged again once January 1st is here.  It is important to utilize the benefits remaining while you have already met your deductible.  Most plans also allow for routine cleanings twice a year any time, make sure and check your plan or contact the dental office to make sure you can have those pearly whites nice and bright before the holidays.

Although most of Doctor Saliba’s patients are non-insurance patients, the ones with dental insurance are well aware of their yearly maximum and tend to schedule their planned treatments during these last two months.  Please call and schedule your appointment early.  Extended and flexible hours are available to accommodate the busy schedule for the next few months.

As a Newport Beach dentist and a member of the community, at our private dental office in Corona Del Mar, we take great pride in assisting our patients with some of these confusing dental insurance subjects, if you have a busy schedule and need our assistance in figuring things out, please contact us.  You may also visit our Frequently asked Questions page for more informative details regarding subjects that affect your oral health.

 

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